BSCDaily.com hosts Kalmar: a decentralized bank powered by DeFi and NFT that use secure financial instruments and advanced gamification models to make banking engaging, transparent and accessible.


BSCdaily – Admin: Hello and welcome to BSC Daily, @MrKalmari @mark_viils @MrUnagi

Mark Viíls: hi everyone!

Mr Kalmari: Hiiii!

Nagi: Peace

BSCdaily – Admin: Today is a special day as we have 3 guests with us. How was everyone’s day?

Mark Viíls: oh well been fun, working on kalmar pretty much the whole day before this ama

Nagi: So far so good! Glad to be here, thanks for having us!

BSCdaily – Admin: Haha, that’s great. Kalmar is on track and we’d love to dive into it in a minute. Ready to start our AMA guys?

Q1: What is Kalmar all about and why did your team decide to build it? Give us a little summary.

Mark Viíls: Sure thing, I’ll start on this one

Firstly, Kalmar is a decentralized bank powered by DeFi and NFTs on Binance Smart Chain

Our focus is to build a project that essentially addresses the primary problems in the current blockchain environment

the pillars of Kalmar are to build products that work at low transaction costs with high transaction speeds, a simplistic and straightforward user experience as well as a highly intuitive user interface

And most importantly, we want to create the flow from various entertaining products towards the core DeFi instruments

Combined with the Kalmar team’s expertise in corporate experience, project management, and multi-layer marketing programs as well as extensive networks outside of the cryptocurrency world, the Kalmar team is dedicated to building the Kalmar platform to expand its use and utility not just for investments but also real-world applications

Finally, our core motivation is extending a project’s utility not just within the blockchain environment but to real-world uses as well!

I think that covers it all for this question but for more info the docs are likely a great place to start: https://docs.kalmar.io/

BSCdaily – Admin: That’s awesome; many projects have great concepts but few applications that can be used in the real world

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Q2: What products are currently live and what other products are you currently working on?

Mr Kalmari: At this moment we have two products live, the Leveraged Yield Farming platform and the NFT Fundraiser platform, with the gaming product being projected and worked on.

We’ll explain in short what each of our products does, let’s start with the leveraged yield farming product.

In short, leveraged yield farming is nothing more than yield farming combined with the ability to borrow assets and automatically reinvest farmed tokens and trading fees to increase the returns over time.

On the platform users can either be lenders or borrowers, either lend your BNB to be used and you’re getting paid interest for it or borrow BNB from the bank to multiply the APR you’d have on PancakeSwap or other platforms Kalmar’s product is farming on.

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Mr Kalmari: P.S: We are close to also launching the BUSD lending and BUSD-based pairs, so if you’ve got stables you want to put to use, now you know what to do with them.

You can learn everything about it in our docs here: https://docs.kalmar.io/leveraged-yield-farming

Mr Kalmari: Now, let’s get to the NFT Fundraiser product.

At the moment there are limited ways for companies and individuals to raise capital with the help of the blockchain. We believe that we can help address this problem with our second product: the NFT Fundraiser.

What does that mean for you as a user? This means that NFTs now have real value. You can now participate in fundraisers by buying NFTs which you can then exchange for prizes at the end of the sale.

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We are bridging the regular fundraiser product, combining it with NFTs that have real-life value and offering companies, influencers and products a way to raise funds for their cause, even if they do not specialize on the blockchain.

To learn more about the NFT Fundraiser product, follow the following links:

Docs: https://docs.kalmar.io/nft-fundraiser 

Blog: https://blog.kalmar.io/nft-fundraiser-introduction/ 

Q3: Let’s dive into your token $KALM. Can you share with us your tokenomics?

Nagi: Of course, let me try and answer this for you guys

Our token will be named “Kalmar Token” (for obvious reasons) with the ticker “KALM” and a total supply of 10,000,000.

The KALM token distribution and release schedule are as follows:

– 60% of the supply to be released as product rewards over the next 30 years.

– 17%+8% to be released linearly for the team and partners over the next 10 years.

– 15% to be released for fundraising purposes over the next 2 years.

As for the tokenomics of Kalmar’s Leveraged Yield Farming platform, the allocation is as follows:

300,000 KALM tokens to be airdropped shortly after the token launch (snapshots are being taken right now for users who want to have a part in this airdrop)

150,000 KALM tokens to be given as rewards in the first 45 days after token launch.

800,000 KALM tokens to be given as rewards over the next 2 years.

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Nagi: And here’s a smart looking graph for everyone’s reference

That kind of covers the TLDR of our tokenomics! You can find more info via our docs of course

BSCdaily – Admin: Nice graph, it clearly depicts the token distribution

Nagi: thank you

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Q4: What are some of $KALM use cases? What can we do with the token?

Nagi: Ah, alright this I can help with as well

Fundamentally – the KALM token will be fueling the ecosystem of products we build on Kalmar.

On one hand, it will be used as an incentive for participation in our financial products to scale up the adoption of our products.

On the other, the gamification mechanics we develop will also be utilizing the platform’s token – essentially connecting products with each other.

One example I can give of existing products might be an early access for a public sale on our NFT fundraiser.

Users that lock their KALM in our DeFi products will be able to get a significant time advantage for participation in most public sales… but more on that after the token launch.

That’s all I can share for now!

BSCdaily – Admin: Already looking forward to the token launch

Nagi: We all are!

Q5: Since the token has not yet been released, many people have been wondering when, where, and how they can purchase $KALM?

Mr Kalmari: The KALM token cannot currently be bought as it is not yet deployed. Please do not try to do so as there are fake tokens going around at this moment.

BSCdaily – Admin: Yeah, people should be careful about this. Thanks for informing us

Mr Kalmari: The only way you can guarantee you get some KALM tokens upon launch is to participate in our airdrop by lending your BNB on the platform (and soon BUSD too) or by farming with leverage greater than x1.5.

You can find more information about the airdrop here: https://docs.kalmar.io/leveraged-yield-farming/airdrop 

Mark Viíls: *or join our socials not to miss public sale details

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Q6: What can we expect in the next 3 months and in 2021 as a whole?

Mark Viíls: Been a bit too silent myself today, let me answer this one

In the next 3 months we will be polishing our existing products, making sure its UX and UI are as easy as most traditional finance mainstream solution.

One of our favorite features we develop and believe will help DeFi’s adoption is credit card to DeFi protocols payment channel

After launching $KALM token, we plan to host several top tier public sales. We have received a surprising amount of applications from large businesses and top tier quality projects

Our marketing efforts will heavily be focused on promoting use in localized markets – so if English isn’t your first language, you might expect the full support of your language on Kalmar within the next 3 months

Lastly, on the development side we will be adding at least two new DeFi protocols in 2021. We will be naming those around July 2021 – the time when we plan to release our product roadmap.

Each protocol will be having gamification model attached and will be connected to our existing products 🦑

BSCdaily – Admin: Amazing, this would allow Kalmar to reach out to many more markets compared to your competitors

Q7: Where can we find out more about Kalmar?

Mr Kalmari: To find more about Kalmar, check out our social media, blog and docs!

🐦 Twitter: https://twitter.com/kalmar_io

💬 Telegram: http://t.me/kalmar_io

📖 Blog: https://blog.kalmar.io/

📚 Docs: https://docs.kalmar.io/


BSCdaily – Admin: Time for wrapping up, any last words you would like to say to our community? @mark_viils @MrKalmari @MrUnagi

Mark Viíls: idk i love crypto, i believe in satoshi, and eventually blockchain will become a standard

we will do our best to make it happen faster and smoother

besides that – u guys are great and this been a very fun AMA

Mr Kalmari: Don’t forget to join our social media to stay up to date with our newest updates 😀

🐦 Twitter: https://twitter.com/kalmar_io

💬 Telegram: http://t.me/kalmar_io

📖 Blog: https://blog.kalmar.io/

📚 Docs: https://docs.kalmar.io/

Nagi: Trade safe and please make sure you refer to the main social media channels for any questions or enquiries! The official team will never ask you for funds etc. So be wise!

BSCdaily – Admin: It was a pleasure to have 3 of you here; this is the first time I’ve done an AMA with up to three guests, and everything has been a lot of fun 😀

BSCdaily – Admin: Thank you so much for spending time with our community & all the very best for Kalmar

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