Buying Tether (USDT) through PayPal may be challenging for some traders. The fact that PayPal does not directly support this trade makes it hard for many investors to navigate this landscape. 

However, the process is not as complex as it may seem. In this guide, we’ll walk you through how to buy USDT with PayPal, highlight the platforms that offer USDT purchases, and ensure you’re well-informed about fees, limits, and all the essential details.

Key Takeaways

  • Buying USDT with PayPal is possible, but it requires using a cryptocurrency exchange that supports PayPal deposits.
  • Not all exchanges offer PayPal as a funding method, so choose an exchange that allows you to deposit fiat through PayPal.
  • Bybit is a user-friendly platform that enables you to buy USDT with PayPal, providing a straightforward process for users from over 100 countries.
  • Bybit sets a daily limit of $1,000 for USDT purchases using PayPal to ensure a smooth and compliant experience.
  • While Bybit doesn’t charge fees for PayPal transactions, be aware of the potential spread between the market price of USDT and the purchase price when buying from a vendor on the platform.
  • Other exchanges like OKX, Coinbase, Paxful, and BitStamp also support various payment methods, making them reliable options for buying USDT.
  • Binance, on the other hand, does not currently support PayPal deposits, so consider alternative exchanges if you’re specifically looking to use PayPal for your USDT purchase.

Can I Buy USDT With PayPal?

Yes, you can buy Tether with PayPal, but there’s a specific process you need to follow. PayPal itself does not directly support the purchase of USDT. Instead, you need to use a cryptocurrency exchange that accepts PayPal deposits.

Not all crypto exchanges facilitate PayPal deposits, so you’ll need to choose an exchange that allows you to deposit funds through it. This initial step is crucial, as it sets the foundation for you to trade USDT. Once you have funds in the exchange, you can buy Tether seamlessly.

How to Buy USDT With PayPal

The easiest way to buy USDT with PayPal is to find an exchange that supports PayPal as a deposit method and has peer-to-peer trading. ByBit is one such platform.

Bybit Support Buy Usdt With Paypal

Unlike other exchanges with regional restrictions or high fees, ByBit is a low-cost exchange that allows users worldwide to buy crypto using PayPal in just a few steps. For this reason, let’s explore the trade instructions on how to buy USDT with PayPal on ByBit.

  1. Go to Bybit’s website and sign up for a free account. 

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Advanced Trading Features

  1. Ensure you complete any necessary identity verification steps to get started.
  2. Once your account is set up, navigate to the P2P section on the navigation bar.
Navigate To P2P Section Bybit
  1. On the open tab, choose USDT, select your preferred currency and the amount you wish to spend, and then choose PayPal as your preferred payment option.
Select The Asset And The Amount
  1. Browse through the list of vendors on Bybit’s P2P platform who want to sell cryptocurrency PayPal transfers. Once you find a suitable vendor, select Buy USDT to initiate and complete your order.


Users pay zero fees when buying Tether (USDT) with a PayPal account via Bybit. Bybit does not charge any specific fees for using PayPal as your payment method to acquire USDT.

However, it’s essential to be aware that there is generally a spread between the normal market price of USDT and the buying price when using this method. The spread can be as high as 10%. This price difference occurs because, in this process, you’re buying USDT from a vendor on the Bybit platform, not directly from the exchange.


Bybit’s USDT limits ensure users stay within 1,000 USD over 24 hours. This restriction is in place to ensure a smooth and compliant transaction process.

Exceeding this limit could lead to PayPal flagging the trade, resulting in consequences such as a frozen account or other penalties.

To avoid any issues, it’s recommended not to attempt to exceed this limit. If you need to acquire more than 1,000 USD worth of USDT, consider spreading your purchases over multiple days.

Where Can I Buy USDT With PayPal

When it comes to purchasing USDT with PayPal, several reputable cryptocurrency exchanges offer this convenient option. Below are some platforms where you can buy USDT using PayPal:


Bybit Review What Is Bybit

If you’re looking to purchase Tether (USDT) using PayPal, the process typically involves transferring your funds to a cryptocurrency exchange platform that accepts PayPal deposits. One such platform that facilitates this transaction is Bybit.

Bybit is a user-friendly platform supporting users from over 100 countries. PayPal users can efficiently convert their funds into USDT on ByBit and participate in the cryptocurrency market.

Key Features:

  • Supports USDT purchases of up to 1,000 USD over 24 hours.
  • Offers a high liquidity for cryptocurrencies.
  • Ensures the safety of users’ assets.

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Bybit Referral Program

User Score


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Earn Upto $30,000 Deposit Rewards

Advanced Trading Features


Okx Exchange

OKX is famous among seasoned traders due to its advanced trading features. The platform offers a P2P marketplace where clients can buy and sell cryptocurrencies directly with other users using PayPal. This makes using your PayPal funds to enter the cryptocurrency world easy.

Key Features:

  • The P2P marketplace supports PayPal as a payment method.
  • Known for robust security measures.
  • Offers various trading options, including spot trading, futures, options, and perpetual swaps.

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Coinbase Header

Coinbase is known for its user-friendly interface and accessibility. While they support PayPal transactions, the full spectrum of PayPal services on Coinbase is primarily available to customers in the United States, the United Kingdom, and Germany.

Key Features:

  • U.S.-based customers can buy cryptocurrencies like Tether USDT and add cash (USD) to Coinbase via PayPal.
  • U.K. customers can buy cryptocurrency through PayPal.
  • German customers can use PayPal to buy cryptocurrency.

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Paxful Review Featured Image

Paxful is a peer-to-peer (P2P) platform that connects buyers and sellers directly, facilitating negotiations and payment options, including PayPal. The platform acts as an escrow service to ensure safe transactions. With over 300 payment methods, including PayPal, it offers flexibility for buying and selling Bitcoin and Ethereum. 

Key Features:

  • Wide range of payment methods, including PayPal, credit/debit cards, and bank account deposits.
  • Offers 24/7 live chat support.
  • P2P crypto trading marketplace


Bitstamp Review What Is Bitstamp

BitStamp, one of the oldest cryptocurrency exchanges, is renowned for its reliability and high liquidity. If you’re in the U.S. or E.U. and want to buy USDT with PayPal, BitStamp offers a seamless process. 

It involves registering and connecting your PayPal account, allowing you to transfer fiat currency from PayPal to BitStamp.

Key Features:

  • Bitstamp is one of the exchanges licensed by the New York State Department of Financial Services.
  • Transparent fee structure and high trading volume.
  • Established and secure platform.


The process of buying USDT with PayPal doesn’t have to be complicated. With the right exchange, like Bybit, you can seamlessly convert your PayPal funds into USDT tokens and venture into digital currencies. 

While certain limitations exist, understanding the daily purchase limits and potential spreads between market and purchase prices can help you navigate the process wisely. Keep in mind that the crypto landscape is ever-changing, so it’s essential to stay informed about the latest developments in the space. 

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Can I Buy USDT on Binance with PayPal?

Currently, Binance does not support PayPal deposits or withdrawals. Consequently, it is not possible to directly deposit funds from PayPal to Binance to purchase USDT.

Binance offers other funding options, including bank transfers and credit or debit card payments. However, PayPal is not among the supported methods on the Binance platform. If you specifically want to use PayPal for your USDT purchase, you may need to explore other cryptocurrency exchanges that accept PayPal deposits.